Finpension sets sights on entering the mortgage business
Lucerne - Finpension AG closed financial year 2025 with assets under management totaling 4.6 billion Swiss francs. In February of this year, the company then broke through the 5 billion francs mark. The fintech firm, which up to now has specialized in the area of pensions, intends to enter the mortgage business in the near future.
Finpension AG is planning to expand its offering to include a mortgage business. “We see huge potential in mortgages specifically”, comments Beat Bühlmann in a corresponding statement. “Banks make a decent profit from the interest rate differential – without being digital or inexpensive”, adds the co-founder and Chairman of the Board of the Lucerne-based fintech firm, which up to this point has specialized in pensions. “We believe there’s a better way,” he concludes.
At the end of February, finpension, which was founded in 2017, broke through the 5 billion Swiss francs mark for assets under management, up from the equivalent value of 4.6 billion Swiss francs recorded at year-end 2025. Year on year, this equates to growth of 45 percent. Of this, 1.1 billion Swiss francs was in the form of net new money.
Having posted operating income of 16.8 million Swiss francs, finpension recorded net profit of 7.7 million Swiss francs in the reporting year. This represents a year-on-year increase of 27 percent. Including the projected profit for 2025, the company has equity of 20.4 million Swiss francs.
Finpension operates as a securities firm licensed by the Swiss Financial Market Supervisory Authority (FINMA) and has its own pension fund. The fintech manages its own client accounts.
